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Courtesy of The Mortgage Professor Learn How Mortgage Amortization Works Recently, I have been getting a lot of mail from mortgage borrowers asking about amortization. Most are considering whether to pay down their loan balance more rapidly, and have suddenly realized that they don’t know how best to do that, or even whether it is …
I have compiled a list of the best light shows of 2014 in Dos Vientos, Newbury Park and Thousand Oaks. I created a google maps link to show you around, but I omitted Camarillo and Westlake Village. The full list is below, and here is the google maps link. If you had additions please email …
Reposted from aol.com 1. It’s priced too high. Like or not, the market dictates how much you get for your home-regardless of how much you think you’re home is “really” worth. Buyers will be looking at comparable homes in your area and seeing how yours stacks up, and if your asking price is much higher, …
By Jack M. Guttentag Originally post from HuffingtonPost.com The housing sector today is not providing the economic stimulus we had come to expect during periods of economic recovery. A major reason is that the underwriting rules and practices that determine whether or not an applicant qualifies for a home mortgage are much stricter today than …
By Kenneth Harney If you’re thinking about buying a house, you probably know the sobering realities in the mortgage market. Thanks to strict federal rule changes in the wake of the housing bust, it can be tough to qualify for a loan.. That’s especially true if you don’t quite fit the mold — you don’t …
By Nick Timiraos Just how inflexible are lending standards these days? Ben Bernanke said at a conference Thursday that he’d been unable recently to refinance his mortgage. “It’s entirely possible” that lenders “may have gone a little bit too far on mortgage credit conditions,” he said at a conference in Chicago, according to Bloomberg News. …
CALIFORNIA ASSOCIATION OF REALTORS(R) Document bundling is prohibited by HOAs as part of required common interest development disclosures. Seller to pay HOA fees This C.A.R. sponsored law prohibits the practice of “document bundling” in the sale of units in a common interest development. (“Document bundling” means requiring the purchase of a package of documents together …
By Michelle Jamrisko September 19, 2014 The Bank of Mom and Dad is playing a growing role as lender of last resort for a housing recovery struggling to provide more traction for the U.S. economy. Last year, 27 percent of those purchasing a home for the first time received a cash gift from relatives or …